Insurance in and around Independence
A variety of coverage options to help meet your needs
Insurance that works for you

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Let Us Help You Create A Personal Price Plan®
Life is often unpredictable. We understand your desire to help protect what matters most. With State Farm insurance, you can arrange a Personalized Price Plan® that's right for you, your loved ones, and the life you've built. Contact agent Houston Richards to learn more about safe driving rewards, and bundling options and discounts.
A variety of coverage options to help meet your needs
Insurance that works for you

Insurance Products To Meet Your Ever Changing Needs
With outstanding coverage options, competitive prices and excellent service, State Farm is here for you. It's what good neighbors do.
Simple Insights®
Why you should never leave pets in hot cars
Why you should never leave pets in hot cars
Can you leave your dog in a hot car with the windows cracked during summer? What all pet owners need to know about leaving pets in hot vehicles.
Types of personal assets and how to manage them
Types of personal assets and how to manage them
Knowing your assets and their value is vital regardless of your income level. Read more about fixed assets, liquid assets and more.

Houston Richards
State Farm® Insurance AgentSimple Insights®
Why you should never leave pets in hot cars
Why you should never leave pets in hot cars
Can you leave your dog in a hot car with the windows cracked during summer? What all pet owners need to know about leaving pets in hot vehicles.
Types of personal assets and how to manage them
Types of personal assets and how to manage them
Knowing your assets and their value is vital regardless of your income level. Read more about fixed assets, liquid assets and more.