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Life Insurance in and around Independence

Would you like to create a personalized life quote?

It's Time To Think Life Insurance

There's a common misconception that young people don't need Life insurance, but even if you are young and a recent college graduate, now could be the right time to start looking into Life insurance.

Get insured for what matters to you

Life happens. Don't wait.

Help Protect Their Future With State Farm

One of the ideal times to get Life insurance can be when you're just starting out. Whether you decide to go with coverage for a specific number of years coverage for a specific time frame or another coverage option, State Farm agent Houston Richards can help you with a policy that works for you.

Did you know that there's now a life insurance option available that's perfect for someone who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really come in handy when it comes to paying for final expenses like medical bills or funeral costs. Don't let these expenses overwhelm your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Houston Richards and see how you can be there for your loved ones—no matter what

Have More Questions About Life Insurance?

Call Houston at (816) 796-9111 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

What determines the cost of life insurance?

How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Irrevocable life insurance trust for a single person

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent

Office Address:
15441 US-24
Independence, MO 64050
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent

Office Address:
15441 US-24
Independence, MO 64050
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

What determines the cost of life insurance?

How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Irrevocable life insurance trust for a single person

Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.