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Homeowners Insurance in and around Independence

Would you like to create a personalized homeowners quote?

With State Farm's Insurance, You Are Home

None of us can see what we will encounter in the future. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance doesn't just protect your house. It protects both your home and your valuable possessions. If your home is affected by vandalism or a tornado, you could have damage to the items in your home on top of damage to the actual house. If your belongings are not insured, the cost of replacing your items could fall on you. Some of your possessions can be replaced if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

Looking for homeowners insurance in Independence?

Give your home an extra layer of protection with State Farm home insurance.

Protect Your Home Sweet Home

Navigating the unexpected is made easy with State Farm. Here you can personalize your policy or file a claim with the help of agent Houston Richards. Houston Richards will make sure you get the thoughtful, reliable care that you and your home needs.

Call or email State Farm Agent Houston Richards today to see how a State Farm policy can help protect your house here in Independence, MO.

Have More Questions About Homeowners Insurance?

Call Houston at (816) 796-9111 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Tips to minimize moisture in your home

Protect your home by eliminating excess moisture before it causes major damage. These tips on moisture resistance can help.

What to do after a wildfire

The aftermath of a wildfire can feel overwhelming. When you get the all-clear to return home, know where to start and how to stay safe as you recover.

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent
Office Address:
15441 US-24
Independence, MO 64050
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Houston Richards

Houston Richards

State Farm® Insurance Agent
Office Address:
15441 US-24
Independence, MO 64050
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Tips to minimize moisture in your home

Protect your home by eliminating excess moisture before it causes major damage. These tips on moisture resistance can help.

What to do after a wildfire

The aftermath of a wildfire can feel overwhelming. When you get the all-clear to return home, know where to start and how to stay safe as you recover.